Episode 6: Financing and doubt

We are finally getting our crap together and applying for pre-approval for a mortgage. Took us long enough, right? Sorry, but I've never bought a house before so I'm kinda fuzzy on what one does when. Anyway, we're getting our details together & filling out paperwork. And we've sadly been reminded that we do NOT look good on paper. Everybody keeps saying, "Don't worry about it! You'll be able to get a loan from somebody." Yes, but whom? And at what percentage rate?
Sigh.
And to compound all of this, two houses just came up for sale in the same community ... two houses that are smaller square-footage wise, but which are on gorgeous lots and don't need new roofs, gutters, or exterior paint.
Sigh.

We haven't even put in an offer and I'm already having buyer's remorse.

But that's good, right? Because it means we haven't made the wrong decision yet. So it's okay. Right? Or am I just too picky? Or are my commitment issues rearing their ugly head? And yes, I do have commitment issues. Big ones. I think one of the reasons why I like theatre is because I know I won't be tied down to one thing forever. There's always another play, you know? Lord only knows why my commitment issues don't affect my marriage (and thank our blessed zombie Jesus for that, right?), but I certainly am commitment-phobic in other areas of my life.

It'll be so nice when George gets here & can give me her opinion or slap me around or whatever. I'm sure she'll think that all of these houses are painfully cute & suburban, but it's nice to have a friend who will give you an honest answer. If I showed these places to my few girlfriends here in NC I'm sure they'd just politely tell me that everything looks lovely & that I should just do whatever makes me happy. That's fine and all, but it isn't what I need. There's nothing like an old friend who has known you forever.

Speaking of friends, I may have a new one. I met her on-line. Her husband is a games programmer & they're moving down here so he can take a job. They will be moving down here to the Triangle this month. And the house they bought is within a mile or two of all of the houses we've been considering. How random is that! We get along great in e-mail & I think we may have quite a few things in common. I told her in my latest e-mail that Tim and I met on a feminist message board. If she's cool with the F Word then I think we'll be fine. Fingers crossed!


Randomness ...
Kvetch: Tim is having tooth issues. The crown that Dr. Monty gave him last year no longer wants to stay on.
Anti-kvetch: Meatloaf for dinner!
Kvetch: 3 zits on the middle of my face all at the same time. What am I, 15? Geez.
Anti-kvetch: There's another F1 race this weekend!